Best Mastercard online casinos in Australia 2024

We have carefully chosen the top online pokies for real money for gamblers who enjoy playing with Mastercard. Not only do these slots have the best graphics and highest RTP rates but they also seamlessly integrate with this payment method, making deposits and withdrawals simple.

Globally famous payment technology provider Mastercard makes electronic money transfers possible everywhere in the world. Once known as the Interbank Card Association, it was established in 1966 and has since expanded to rank second in terms of market share among the biggest payment processors internationally, after Visa.

Mastercard offers a range of products, such as credit cards, debit cards, and prepaid cards. For casino players, this payment method provides a secure, widely accepted, and convenient way to fund their gaming accounts.

The company has a history of consistently developing payment technologies. To increase security, it introduced the first laser hologram on cards in 1979. When it came to creating chip card technology by the 1990s, Mastercard was leading the way, greatly enhancing security.

Its strong security protocols are especially crucial for gamers. Advanced fraud detection systems are used by the business, and unapproved transactions are protected from liability. When using cards for cash transfers related to online gambling, this level of security is essential.

Additionally, players can use Mastercard at most casino websites thanks to the card's widespread acceptance. For gamers who use international gambling sites, the company's global presence guarantees seamless worldwide cash transfer processing.

Note: Although Mastercard does not restrict gambling transactions directly, the banks that issue the cards or local laws may have rules about using the cards for online gambling. As a result, gamers should ask about any potential restrictions or extra fees for casino transactions from their card provider.

Note: Moreover, Mastercard withdrawals may take longer or not be available at all casino websites, even if deposits are usually instant. Before making a top-up, always review the withdrawal policies of the casino.

Fees

First of all, if you use Mastercard, we would like to inform you that there may be additional fees associated with selecting it as a payment method at online casinos in Australia.

1. Casino fees: Processing deposits can lead to fees from certain online casino venues. This is frequently expressed as a percentage, usually between 1% and 3%, of the whole amount. But, a lot of Mastercard casino platforms pay these fees in order to get gamers to choose this form of payment.
2. Mastercard fees: Generally, Mastercard does not charge fees on users for purchases or deposits. They do, however, apply interchange fees on retailers, in this case, the online casino, which in certain situations may be transferred to the player.
3. Bank fees: The bank that issued your card may impose fees on specific transfers. For instance, some banks charge higher fees and interest rates for online gambling transactions because they consider them to be cash advances. These fees typically have a minimum of AU$10. These costs can vary from 3% to 5% of the whole transfer value.
4. Currency conversion fees: You might have to pay currency conversion fees if you're playing at an abroad Mastercard casino that accepts top-ups in currencies other than your own. These usually represent 2–3% of the total deal amount.

Verification

Verification is an essential step to safeguard both the pokies players and the casino against fraud. There are many steps to the verification process, though - take a closer look below.

Casino Verification

All reliable casinos have Know Your Customer (KYC) policies in place, which demand identification verification at the time of registration or before your first cashout. This might involve giving:

• A duplicate ID from the government (passport, driver's license, etc.)
• Proof of address (bank statement, utility bill)

Mastercard Verification

Mastercard adopts multiple safety precautions when processing transactions online.

• SecureCode: An extra password that you create together with your card issuer. When making a deposit, you can be taken to a SecureCode page where you must input this password.
• 3D Secure (Mastercard Identity Check): It requires you to confirm the transaction with a one-time password that is sent to your phone.
• Address Verification System (AVS): This one verifies that the billing address is the same as the address your card issuer has on file.
• Card Verification Value (CVV): The 3-digit code on the back of your card, required for transactions via the Internet.

These verification procedures might appear challenging, but they serve to safeguard you against the illegal use of your card. 

Note: It's a red flag sign if a Mastercard casino doesn't use any kind of verification. Improper verification protocols may be an indicator of a fake or insecure gambling site. Reputable casino sites place a high priority on protecting the financial and personal data of their clients.

A "closed-loop" policy at some Australian online casino venues means you might have to withdraw wins back using the same payment method you used to make your initial deposit, up to the total amount. It may be necessary to withdraw any extra wins using a different method.

Additionally, keep in mind that while some casinos accept Mastercard for deposits, not all of them do the same for withdrawals. Before you play, always review the withdrawal policies.

Withdrawal speed

When using a Mastercard at an online casino, the withdrawal speed can vary based on a number of factors. What you should know is as follows:

1. Casino processing time: Your withdrawal request must be processed and approved by the casino before the money is actually transferred. This may require a few hours to five working days, based on the workload and policies of the selected gambling platform.
2. Mastercard processing time: It usually takes one to five business days to process the exchange after the casino has processed the withdrawal.
3. Bank processing time: It could take your bank an extra one to three business days to release the funds into your account after Mastercard has completed the cash transfer.

Due to these factors, it may take anywhere between three and ten business days from the time you request a cashout until you see the money in your account. It's crucial to consider that many gambling sites provide VIP players or players taking advantage of special offers with instant withdrawal transfers.

As you understand, Mastercard is a commonly used payment option in Australian online casinos, with a number of benefits and some disadvantages. Here’s our look at the pros and cons of using this service at gambling platforms: